Terms of Use

Last updated: 14 May 2026

Agreement to Terms

By accessing and using the MoneyWise Youth website and services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Use of Our Website

You may use our website for lawful purposes only. You agree not to:

• Use the website in any way that breaches applicable local, national, or international law
• Engage in any conduct that restricts or inhibits anyone's use of the website
• Transmit any unsolicited advertising or promotional material
• Attempt to gain unauthorised access to any part of the website or systems
• Introduce viruses, trojans, or other malicious material

Programme Registration and Booking

Registration Process

When you register interest in a programme through our website, you are not making a binding booking. We will contact you to confirm availability and provide joining details. A booking becomes confirmed only when we send you written confirmation.

Payment Terms

Payment details and terms will be provided in your booking confirmation. Full payment is typically required before programme attendance unless alternative arrangements are agreed in writing.

Cancellation by You

• Cancellations made more than 7 days before the programme start date: Full refund
• Cancellations made within 7 days of the programme start date: No refund, but you may transfer to a future date subject to availability
• Non-attendance without prior notice: No refund

Cancellation by Us

We reserve the right to cancel or reschedule programmes due to insufficient bookings, instructor illness, or circumstances beyond our control. If we cancel a programme, you will receive a full refund or the option to transfer to an alternative date.

Programme Participation

Age Requirements

Each programme has specific age recommendations. Parents and guardians are responsible for ensuring their child is registered for an age-appropriate programme.

Behaviour Standards

We maintain a safe and respectful learning environment. We reserve the right to remove participants whose behaviour disrupts the programme or poses a risk to others, without refund.

Parental Responsibility

Parents and guardians are responsible for:

• Ensuring their child arrives on time and is collected promptly
• Informing us of any relevant medical, dietary, or learning support needs
• Ensuring emergency contact information is accurate and up to date

Intellectual Property

All content on this website, including text, graphics, logos, and materials provided during programmes, is the property of MoneyWise Youth and protected by copyright laws. You may not:

• Reproduce, distribute, or transmit any content without written permission
• Use our materials for commercial purposes
• Modify or create derivative works from our content

Programme participants may use provided materials for personal educational purposes only.

Limitation of Liability

To the fullest extent permitted by law:

• We provide our website and services on an "as is" basis
• We make no warranties or representations about the accuracy of information on our website
• We are not liable for any indirect, incidental, or consequential damages arising from your use of our website or services
• Our total liability to you shall not exceed the amount you paid for the relevant programme

Nothing in these terms excludes or limits our liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded by law.

Safeguarding

The safety and wellbeing of children is our priority. All staff and instructors undergo DBS checks. We maintain safeguarding policies in line with UK best practices. If you have any safeguarding concerns, please contact us immediately at [email protected]

Photography and Media

We may take photographs or videos during programmes for promotional purposes. We will seek explicit consent before using any images featuring identifiable children. You may withdraw consent at any time by contacting us.

Data Protection

Your use of our services is also governed by our Privacy Policy and GDPR Compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

Links to Third-Party Websites

Our website may contain links to external websites. We are not responsible for the content, privacy practices, or terms of use of any third-party websites. We recommend reviewing the policies of any external sites you visit.

Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website and services after changes constitutes acceptance of the modified terms.

Severability

If any provision of these terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Information

If you have questions about these Terms of Use, please contact us:

Email: [email protected]
Address: 87 Deansgate, Manchester, M3 2BW, United Kingdom

Complaints Procedure

If you wish to make a complaint about our services:

1. Contact us in writing at the email or address above, providing details of your concern
2. We will acknowledge your complaint within 2 working days
3. We will investigate and provide a full response within 14 days
4. If you remain unsatisfied, you may escalate your complaint by requesting a review by our senior management